First Choice Insurance Services is Long Island's Leading provider of Motorcycle Insurance. Our extensive network of carriers give us the ability to competitively quote a wide range of insurance types.
First choice insurance works with various providers so that we can find the best policies for all types of insurance. We even offer insurance coverage for motorcycles, all-terrain vehicles (ATVs), utility vehicles (UTVs), dune buggies, golf carts, go-karts, trail bikes, and more. These policies cover your person and property as well as the body and property of others in the event of an accident that involved a specialty vehicle. Cheap motorcycle insurance does not always mean they have to skimp you out of replacing any upgrades. We can always help with insurance for optional or aftermarket equipment. Feel free to reach out to us and learn more about low-cost motorcycle and ATV insurance.
Is Motorcycle/ATV insurance required in New York.
In most states including New York motorcycle insurance is a requirement. In order to register a motorcycle in the state of New York you must obtain insurance coverage first.
How much will Motorcycle/ATV Insurance Cost.
In order to determine to cost of your classic car insurance you must take a few factors into account. Classic car insurance is not like your average auto insurance, the cost of the classic car insurance will typically cost less. Great, cheap car insurance, this is awesome I will drive my classic car everyday! Not so fast, with cheaper classic car insurance will come with greater restrictions. Many classic insurance providers limit the amount of miles you may drive per year in order to limit their exposure and liability. The more time your classic or antique car spends in the garage the less chance an accident can occur.
What types of Motorcycle/ATV do you typically insure.
First Choice Insurance Services Inc., is an agency that supports the classic car scene and you can find us sponsoring many local cruise nights across Long Island. We help thousands of local Long Islanders get the best rates on classic car insurance policies. Some of the many cars we have helped insure include 1969 Camaro, 1969 Chevelle, 1969 Nova, 1970 Cutlass, 1967 Corvette, 1963 Impala, 1970 Ford Bronco, 1968 Oldsmobile 442, and many more!
Interested in a Motorcycle Insurance quote call us today 631-392-4415
What will your Motorcycle/atv/three wheeler cover:
Bodily Injury Liability - Will pay for bodily injury and lost wages when you are found liable for an accident on a bike.
Property Damage Liability - This will cover property which you have damaged in an accident, includes the other vehicle as well as houses, fences, and signs.
Uninsured/Under-Insured Motorist Bodily Injury Coverage - This covers you in the event that the at-fault party is not present (hit and run) or if they do not have enough insurance to cover your claim.
Medical Payments - This is a set amount of money that will be given for the personal injury you and of any guests while they are in your car.
Collision - This covers your vehicle repairs or replacement in the event it is destroyed or damaged after an accident.
Comprehensive - This covers your vehicle repairs or replacement in the event it is destroyed or damaged after, theft, specifically covered incidents (such as weather) and accident that did not occur with another vehicle.
Towing and Labor - This is a set amount of money that pays for towing, gas and other roadside assistance.
Rental Reimbursement - This covers a set amount of money per day towards renting a car while your vehicle is being repaired due to a collision or comp claim.
Optional Equipment Coverage - Can help pay for the repair or replace custom parts like radios and custom framework after an accident.
Transport Trailer coverage - Covers a specific amount of money towards repairing or replacing a trailer the bike is kept on.
Death indemnity - Small amount of money that pays if an accident leads to death.
Identity Theft Expense - This provides a set amount of funds in the event that your identity is stolen.