First Choice Insurance Services is Long Island's Leader provider of affordable Auto Insurance. Our extensive network of carriers give us the ability to competitively quote a wide range of insurance types.
At First Choice Insurance we have products that cover all the basics, collision, comprehensive, and liability coverages. Whether you're looking for Insurance as new drivers, insurance as young drivers, Insurance as a driver with a bad record, insurance as drivers with bad credit you know obtaining a policy can very difficult. But this is why we stand out. When we provide a quote, it represents a comparison against a wide range of carriers who all specialize in high-risk insurance. This way our clients know they're getting the best price as it compares with industry standards.
All carriers have optional features like rental reimbursement and towing coverage. This provides insurance for a roadside claim after breakdown and coverage towards rental expenses after an accident. Low-cost auto insurance is our specialty. Our team of specialists will make sure your claims are met in full and your expenses are fractioned.
What qualifies you for affordable Car Insurance.
First Choice Insurance Services Inc., works with many insurance providers to obtain you the best auto insurance rates. Some factors that help reduce the cost of your car insurance premium include obtaining a Driver Safety certificate, vehicle type, and driving record.
How much will Auto Insurance Cost.
In order to determine to cost of your car insurance you must take a few factors into account. Car insurance rates are vary depending on your location. Driving in the state of New York will cost you on average $1000 - $2500 a year in insurance depending on your driving record, age, vehicle type, and completed saftey courses.
What types of Car Insurance do you typically offer.
First Choice Insurance Services Inc., is an agency that offers cheap car insurance for all clients. We work hard to obtain the most affordable rates for every qualified driver. Whether you have a bad driving record or you do not qualify for standard insurance we offer a variety of options. From working with non-admitted to admitted carriers First Choice is Long Islands top rated Insurance Agency.
Interested in a Auto Insurance quote call us today 631-392-4415
What will your Auto Insurance cover:
Bodily Injury Liability - This will pay for bodily injury and lost wages when you are found liable for an accident.
property damage liability- this will cover property which you have damaged in an accident includes the other vehicle as well as houses, fences, and signs.
Uninsured/Under-insured Motorist Bodily Injury - This covers you in the event that the at-fault party is not present (hit and run) or if they do not have enough insurance to cover your claim.
Medical payments - This is a set amount of money that will be given for the personal injury you and of any guests while they are in your car.
Collision - This covers your vehicle repairs or replacement in the event it is destroyed or damaged after an accident.
Comprehensive - This covers your vehicle repairs or replacement in the event it is destroyed or damaged after, theft, specific covered incidents (such as weather, nature, animals) and accident that did not occur with another vehicle.
Towing and Labor - This is a set amount of money that pays for towing, gas and other roadside assistance.
Rental Reimbursement - This covers a set amount of money per day towards renting a car while you're vehicle is being repaired due to a collision or comp claim.
Sound System Coverage - A set amount of money to replace an aftermarket sound system after destruction or theft.
Death indemnity- A small amount of money that pays if an accident leads to death.
Identity Theft Expense - This provides a set amount of funds in the event that your identity is stolen.